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This guide covers Pepay’s beta onramp and offramp flow at a high level. Pepay can help you accept crypto deposits into Pepay, complete the required compliance flow, and offramp funds to bank accounts across 20+ countries.
This service is currently available to beta users only. For integration access, contact support@pepay.io. Because this flow involves compliance and regional payout requirements, onboarding is handled directly with the Pepay team.

Prerequisites

  • Pepay dashboard access
  • Merchant compliance approval
  • An onramp/offramp rails integration key
  • A backend service to create and manage deposit and payout requests
Dashboard: https://pepay.io/sign-in

Step 1 - Request beta access

Contact support@pepay.io and tell us you want to integrate Pepay onramp and offramp. We will help you:
  • confirm region coverage
  • review compliance requirements
  • enable the beta service for your account
  • issue your integration credentials

Step 2 - Complete compliance onboarding

Before going live, Pepay will review the merchant integration for compliance reasons. This typically includes:
  • business and account review
  • supported corridor confirmation
  • payout and KYC flow approval

Step 3 - Accept crypto deposits into Pepay

Once enabled, your integration can direct users to deposit supported stablecoins into Pepay as the funding leg of the flow. Use this when you want Pepay to be the bridge between incoming crypto and local payout rails.

Step 4 - Run KYC and payout flow

For supported flows, Pepay can help route the user through the required KYC process before off-ramping funds. After approval:
  • funds can be prepared for payout
  • the user can cash out to a linked bank account
  • the same integration can support 20+ countries through Pepay’s payout rails

Step 5 - Go live with compliance

Because payout corridors and compliance requirements vary, go live in the regions approved during onboarding. Recommended checklist:
  • confirm the countries enabled for your account
  • verify your deposit flow
  • verify user KYC handling
  • verify bank payout success and failure handling

Integration summary

  • Crypto deposit into Pepay
  • KYC-gated offramp flow
  • Bank payouts in 20+ countries
  • Beta onboarding through the Pepay team
If you want help reviewing the flow or enabling access, reach out at support@pepay.io.